Finance & Rewards | Flexible Payment Options | TechCrazy NZ

Shop Now. Pay Your Way. Earn Rewards.

Upgrade your tech with flexible payment options available through Finance Now and NOW Rewards. Explore your options today to spread the cost or earn rewards while you shop.

Apply for Finance Now Apply for NOW Rewards

Flexible Ways to Pay for Your Tech

Buying a new phone, laptop, or tablet can be a major investment. Explore our flexible options below.

Finance Now

Spread the Cost of Your Purchase

Finance Now provides flexible finance options for eligible TechCrazy purchases. Spread your payments over a structured plan or an interest-free period, subject to approval and applicable terms.

Apply Now Learn More

NOW Rewards Visa

More Than Just a Way to Pay

NOW Rewards Visa gives eligible customers another way to manage purchases while earning NOW Dollars on everyday Visa spending. Redeem your rewards online or in-store at participating retailers.

Apply Now Learn More

Why Consider Finance Now?

Key features and benefits of financing your next device.

Spread the Cost

Manage an eligible purchase through scheduled payments instead of paying full price upfront.

Interest Free Options

Eligible purchases may qualify for interest-free terms, subject to credit approval.

Upgrade When Needed

Easily access the technology you need today without compromising your budget.

Simple Application

Quick online application process handled securely directly through Finance Now.

Get More From NOW Rewards

Turn everyday spending into tech and shopping rewards.

Earn NOW Dollars

Accumulate NOW Dollars on your everyday eligible Visa card purchases.

Redeem Rewards

Use your earned NOW Dollars online or in-store at participating partner retailers.

Flexible Shopping

Access special promotional interest-free shopping offers when available.

Everyday Card

Enjoy standard Visa card convenience everywhere Visa is accepted globally.

Finance Now vs NOW Rewards

Compare both options side-by-side to find the right fit for your purchase.

Finance Now	NOW Rewards Visa
Designed around fixed instalment finance purchases	A flexible revolving Visa credit card with rewards
Provides interest-free payment terms on eligible purchases	Provides interest-free shopping options + everyday spending
Ideal for spreading the cost of a single major upgrade	Earns NOW Dollars on everyday eligible Visa card spending
Subject to credit approval and term agreement	Subject to credit criteria, approval and annual card fees

Not sure which option applies to your purchase? Our team is available to assist you in store or online.

How It Works at TechCrazy

Find Your Tech

Browse online or visit a TechCrazy store to pick your preferred device or accessories.

Choose Payment

Select Finance Now or NOW Rewards Visa as your payment choice at checkout or in-store.

Apply Online

Complete the fast, secure credit application online for fast approval response.

Enjoy Upgrade

Once approved, take home your new device and enjoy flexible payment options.

Finance Your Next Tech Upgrade

Explore popular categories eligible for flexible financing options.

Smartphones →

Explore iPhone, Samsung Galaxy and other top devices.

Laptops →

Find MacBooks, Windows laptops and Chromebooks for work or study.

Tablets →

Shop iPads and Android tablets for entertainment and productivity.

Apple Ecosystem →

Explore Apple Watch, iPad, Mac and genuine accessories.

Gaming →

Shop gaming consoles, handhelds and accessories.

Audio →

Premium headphones, wireless earbuds and portable speakers.

Upgrade With TechCrazy

Providing Kiwis with quality technology solutions since 2017.

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Finance & Rewards FAQs

Does TechCrazy offer finance?

Yes. TechCrazy offers finance options through Finance Now. Approval, eligibility criteria, and applicable terms apply.

Can I buy products using interest free finance?

Eligible TechCrazy purchases may be available with interest-free finance options through Finance Now, subject to approval.

What is NOW Rewards Visa?

NOW Rewards Visa is a credit card allowing cardholders to manage purchases with interest-free terms while earning NOW Dollars on eligible Visa spending.

Do I need approval to use finance?

Yes. All finance applications are evaluated and subject to Finance Now's credit assessment and approval criteria.

Where can I find full rates and terms?

Current eligibility criteria, rates, and fee schedules are hosted directly on the Finance Now website.